Call Us: (256) 503-6595
State of Alabama - Independent Insurance Agent
We specialize in Bonded Vehicle Titles, Notary Surety Bonds
Errors and Omissions Insurance, Business Owner Policies
Call Us: (256) 503-6595
We specialize in Bonded Vehicle Titles, Notary Surety Bonds
Errors and Omissions Insurance, Business Owner Policies
With 16+ years as a licensed insurance agent, Michelle applies that knowledge and experience when offering expert advice to customers on how to protect themselves and their assets.
She patiently explains the complexities and nuances of insurance policies in such a way that, "even a six year old can understand it". She recommends the right amount of protection that takes into consideration the customer's individual needs and budget.
Michelle can help you decide which policies and bonds to purchase, and the amounts. If you complete the Contact Us form below, and the name of the state where you reside, she will email you a helpful Frequently Asked Questions (FAQ) sheet and Premium Rate Sheet.
Michelle L. Riley, Independent Insurance Producer, holds an active insurance license in every state, except Hawaii. She is licensed to sell Life, Accident & Health in every state except Hawaii. She is also licensed to sell surety bonds, errors & omissions insurance in these states:
Alabama, Alaska, Arkansas, Arizona, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Maryland, Michigan, Mississippi, Montana, Nebraska, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and West Virginia.
She is an appointed CNA Surety Agent - a trusted name in the business. For more information about CNA Surety, go to their website at CNASurety.
Michelle is also appointed with Hiscox Insurance.
You can reach Michelle by phone 8:00 AM - 8:00 PM Central Time Zone. We are closed Saturdays.
Cell: (256) 503-6595
Fax: (515) 724-6009
Email: Michelle@TheBondLady.org
Purchase a Notary Bond or E&O policy, use this link: PURCHASE
To schedule time with Michelle, use this link to find time on her calendar.
The State of Alabama overhauled its notary laws. Beginning September 1, 2023, new and renewing notaries must have a $50,000 Notary Surety Bond to be commissioned - twice the amount it was previously. Make sure you have the correct surety bond.
Yes, you can purchase the $50,000 Notary Bond from The Bond Lady TODAY! Just click the link above or below.
The cost for the $50,000 Notary Bond is $75. The bond lasts 4-years - the same timeframe as your notary commission.
Scroll down to the Documents section. Select Notary Bond, complete the application and fax/scan it to: 515-724-6009/Michelle@TheBondLady.org. Most requests can be filled same day electronically.
No. You must purchase one (1) $50,000 Notary Surety Bond.
You can return the $25,000 Bond and request a full refund. Then contact our office immediately. We will sell you the $50,000 Notary Bond.
We service the entire state of Alabama. We do not need to meet in person. Once we receive your request (See "How can I purchase the bond?"), we will issue the bond and email it to you. You can pay for the bond on this website. You can also request an electronic invoice. Once payment has been received, we will email you the Bond. You will have to print it. It's small, only 3-5 pages.
No. You can wait until your commission expires in 2024. When it's time to renew your commission that is when you must purchase the $50,000 surety bond.
Governor Kay Ivey signed SB 322 into law on June 14, 2023. There hasn't been a lot of time to get the word out. If you want to read more you can visit Alabama Secretary of State's website. Use this link: SOS
Most states require notaries to purchase a Notary Surety Bond when they first obtain their commission, and every time they renew their commission (which is every 4-6 years, depending on your state).
Contrary to popular belief, the Notary Bond is NOT insurance. It's more like a guarantee or an advance in funds.
While it isn't mandatory, all notaries should consider purchasing an E&O policy because it protects the notary in the event a problem arises over a notarization. If you own a notary or signing agent business, it is required that you purchase insurance.
Associations like the National Notary Association and Indiana Notary Association, recommend a policy with a limit of at least a $25,000. While that's a good start and it's better than nothing, The Bond Lady recommends a higher policy limit especia
This optional policy offers additional protection to notaries who are Signing Agents - specially trained and vetted to do more than notarize signatures. The documents they handle are typically for transactions involving real property/real estate. A policy typically covers missed signatures, documents lost in shipping, printing errors; mistakes caused by the signing agent which result in the loan not closing, or requiring a title officer to hire a different signing agent.
You purchased a vehicle but can't register or insure it without the title. A Bonded Title might be the answer for you. The Bond Lady can help you get it done. It's easier than you think. We cover the State of Alabama.
This is the website that you will visit first in order to learn if your vehicle qualifies for a Bonded Title. Call us and we can send you step-by-step directions or guide you by phone or Zoom.
If you have questions about your purchase call our Huntsville, Alabama office: (256) 503-6595
Find the Application for the type of Bond or Policy that you need. Complete the form by hand or online and fax/scan it to Michelle at (515) 724-6009 or Michelle@TheBondLady.org. If you have questions, just give her a call.
6275 University Drive, Suite 37 - 125, Huntsville, AL 35806, US
Central Time Zone Phone: (256) 503-6595 Fax: (515) 724-6009 Email: Michelle@TheBondLady.org