Call Us: (256) 503-6595
Surety Bonds and error & omissions insurance
Bonded Vehicle Titles - Notary Surety Bonds - Errors and Omissions Insurance - Professional Liability
Who is The Bond Lady?
Michelle L. Riley, Independent Insurance Agent
Michelle L. Riley, Independent Insurance Agent
Michelle L. Riley, Independent Insurance Agent
With 16+ years as a licensed insurance agent, Michelle applies that knowledge and experience when offering expert advice to customers on how to protect themselves and their assets.
She patiently explains the complexities and nuances of insurance policies in such a way that, "even a six year old can understand it". She recommends the right amount of protection that takes into consideration the customer's individual needs and budget.
Michelle can help you decide which policies and bonds to purchase, and the amounts. If you complete the Contact Us form below, and the name of the state where you reside, she will email you a helpful Frequently Asked Questions (FAQ) sheet and Premium Rate Sheet.
Insurance License Information
Michelle L. Riley, Independent Insurance Agent
Michelle L. Riley, Independent Insurance Agent
Michelle L. Riley, Independent Insurance Producer, holds an active insurance license in every state, except New York. She is licensed to sell surety bonds, errors & omissions insurance to notaries in the following states:
Alabama, Alaska, Arkansas, Arizona, Florida, Georgia, Idaho, Indiana, Iowa, Illinois, Kansas, Michigan, Mississippi, Montana, Nebraska, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Utah, Virginia, and West Virginia
She is an appointed CNA Surety Agent - a trusted name in the business. For more information about CNA Surety, go to their website at CNASurety.
Michelle is also appointed with Hiscox Insurance.
Contact Information
Michelle L. Riley, Independent Insurance Agent
Contact Information
You can reach Michelle by phone 3:00 PM - 8:00 PM Central Time Zone.
Cell: (256) 503-6595
Fax: (515) 724-6009
Email: Michelle@TheBondLady.org
Purchase a Notary Bond or E&O policy, use this link: PURCHASE
Notary Public and Notary Signing Agents
Notary Surety Bond and Errors & Omissions Insurance
Notary Bond
varies
Most states require notaries to purchase a Notary Surety Bond when they first obtain their commission, and every time they renew their commission (which is every 4-6 years, depending on your state).
Contrary to popular belief, the Notary Bond is NOT insurance. It's more like a guarantee or an advance in funds.
While it isn't mandatory, all notaries should consider purchasing an E&O policy because it protects the notary in the event a problem arises over a notarization. If you own a notary or signing agent business, it is required that you purchase insurance.
Associations like the National Notary Association and Indiana Notary Association, recommend a policy with a limit of at least a $25,000. While that's a good start and it's better than nothing, The Bond Lady recommends a higher policy limit especia
Signing Agent Errors & Omissions Insurance
varies
This optional policy offers additional protection to notaries who are Signing Agents - specially trained and vetted to do more than notarize signatures. The documents they handle are typically for transactions involving real property/real estate. A policy typically covers missed signatures, documents lost in shipping, printing errors; mistakes caused by the signing agent which result in the loan not closing, or requiring a title officer to hire a different signing agent.
Title Surety Bonds for Vehicles in Alabama
Alabama
varies
You purchased a vehicle but can't register or insure it without the title. A Bonded Title might be the answer for you. The Bond Lady can help you get it done. It's easier than you think. We cover the State of Alabama.
Surety Bond Portal
varies
This is the website that you will visit first in order to learn if your vehicle qualifies for a Bonded Title. Call us and we can send you step-by-step directions or guide you by phone or Zoom.
If you have questions about your purchase call our Huntsville, Alabama office: (256) 503-6595
Ready to Buy?
Ready to purchase?
- Check to see the states I am licensed in to sell these policies. If your state is not listed, I'm unable to help you.
- Request a quote by texting or calling me at (256) 503-6595. You can also email me at Michelle@TheBondLady.org. If this is a RUSH or urgent request be sure to tell me that too.
- If you are a notary and you already know what you want, complete the form below and submit the completed form to me by scan or fax. I'll send you a link or invoice to pay.
- If you need a Bonded Title for your vehicle, you'll need to complete an online form that you can access by going here: Surety Bond Portal